Chief Appraiser

THE BODY OF KNOWLEDGE
Before we begin —
which best describes you?
skip

Welcome to Chief Appraiser

A couple things worth knowing before you dive in.

Still Being Built — And That's Where You Come In

Chief Appraiser is in beta. That means the tool you're using today is real and already useful, but it's still growing — more guidelines, sharper search, more ways to ask a question the way you'd actually ask it. Every question you search, and everything you tell us through the Feedback button, is how we decide what gets built next.

Why not just use AI?

Because AI alone can sound confident and still be wrong. Chief Appraiser starts with the real guideline document — the actual page, the actual language — so you always know exactly where an answer came from. The plain-English summary underneath is AI, doing what it's actually good at: explaining a citation, not guessing at one.

Read our Terms of Use

Chief
Appraiser
The Body of Knowledge for Residential Real Estate Appraisal
Using Chief Appraiser means you accept our Terms of Use.  ·  In beta. Help us build it →

Browse the source documents in the Chief Appraiser library. Public domain documents are available to download. Copyright-protected documents are indexed for search excerpts only.

HUD / FHA

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
HUD_FHA_4000.1.pdf 13.2 MB ↧ Download
ML_2026-10_Appraisal_Field_Reviews.txt 2 KB ↧ Download

Fannie Mae

© Copyright protected. Excerpts are searchable for research reference (fair use, 17 U.S.C. § 107). Full document not available for download here. © 2026 Fannie Mae. Excerpts shown for research and reference only. Full document available at selling-guide.fanniemae.com. Reproduction restricted to Fannie Mae-approved lenders.
Ann SEL-2023-02 Mar 01 SG Update.pdf 139 KB © Full text at official site
Ann SEL-2025-04 June 04 SG Update.pdf 202 KB © Full text at official site
SEL-2026-06_ Selling Guide Updates.pdf 123 KB © Full text at official site
Selling Guide - 06-03-2026.pdf 4.4 MB © Full text at official site
Selling Guide Announcement SEL-2020-03_0.pdf 147 KB © Full text at official site
Selling Guide Announcement SEL-2025-07.pdf 120 KB © Full text at official site
Selling Guide Announcement SEL-2025-10.pdf 147 KB © Full text at official site
sel1907.pdf 166 KB © Full text at official site

VA Lenders Handbook

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
Ch12_Minimum_Property_Requirement_NEW 2022 02 17.pdf 489 KB ↧ Download
VA-Lender-Handbook.pdf 2.6 MB ↧ Download
VA_MPR_Change_46_Summary_2026.txt 2 KB ↧ Download
ch11.pdf 162 KB ↧ Download
may 2026 va fee schedule.pdf 65 KB ↧ Download

Freddie Mac

© Copyright protected. Excerpts are searchable for research reference (fair use, 17 U.S.C. § 107). Full document not available for download here. © Freddie Mac. Excerpts shown for research and reference only. Full document available at guide.freddiemac.com. Reproduction restricted per Freddie Mac copyright policy.
HOW_TO_GET_FREDDIE_MAC.txt 0 KB © Full text at official site

UAD 3.6

© Copyright protected. Excerpts are searchable for research reference (fair use, 17 U.S.C. § 107). Full document not available for download here. © Fannie Mae. UAD 3.6 / URAR reference materials shown for research and reference only. Full documents available at fanniemae.com/uad. Reproduction restricted per Fannie Mae copyright policy.
2025-UAD-eBook-final.pdf 3.1 MB © Full text at official site
Appendix C-1 URAR with Report Field IDs v1.3.pdf 3.0 MB © Full text at official site
Appendix C-3 Completion Report with Report Field IDs v1.2.pdf 223 KB © Full text at official site
Appendix F-1 URAR Reference Guide v1.3.pdf 15.0 MB © Full text at official site
Timeline.pdf 193 KB © Full text at official site
UAD 3.6 Inspection and Reporting Tips for Appraisers_Final.pdf 245 KB © Full text at official site
UAD-Inspection-And-Reporting-Tips.pdf 235 KB © Full text at official site
appendix-f-3-completion-report-reference-guide.pdf 1.1 MB © Full text at official site
appraisers class guide.pdf 24.8 MB © Full text at official site
uad-ansi-reporting-requirements-job-aid.pdf 6.5 MB © Full text at official site
uad-lessons-learned-job-aid.pdf 2.7 MB © Full text at official site
uad-photo-and-image-job-aid.pdf 305 KB © Full text at official site

2024 USPAP

© Copyright protected. Excerpts are searchable for research reference (fair use, 17 U.S.C. § 107). Full document not available for download here. © The Appraisal Foundation. Excerpts shown for research and reference only (fair use, 17 U.S.C. § 107) — every certified appraiser is required to have their own current copy under USPAP's own Record Keeping/Competency provisions; this tool helps you find the exact passage, it doesn't replace owning it. Full current edition available for purchase at appraisalfoundation.org. Reproduction restricted per The Appraisal Foundation's copyright policy.
2024 USPAP.pdf 48.7 MB © Full text at official site
2024_USPAP_text.txt 1.2 MB © Full text at official site

Clark County, NV — Title 30 Zoning Code

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
OFFTitle30.EFF.03.05.26.pdf 9.1 MB ↧ Download
START.pdf 1.8 MB ↧ Download

Nevada Appraiser Licensing Law (NRS/NAC 645C)

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
NAC_645C_Appraisers_of_Real_Estate_and_AMCs.txt 134 KB ↧ Download
NRS_645C_Appraisers_of_Real_Estate_and_AMCs.txt 74 KB ↧ Download

California Appraiser Licensing Law (BREA — BP Code/CCR Title 10)

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
BP_Codes_Real_Estate_Appraisers.txt 129 KB ↧ Download
CCR_Title10_Chapter6.5_BREA_Regulations.txt 113 KB ↧ Download

Texas Appraiser Licensing Law (TALCB — Occ. Code Ch. 1103/1104, TAC Title 22)

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
Ch1103_Appraiser_Licensing_and_Certification_Act.txt 101 KB ↧ Download
Ch1104_AMC_Act.txt 53 KB ↧ Download
TALCB_Rules_TAC_Title22.txt 230 KB ↧ Download

Dodd-Frank Act — Appraisal Provisions

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
15_USC_1639e_Appraisal_Independence_Requirements.txt 9 KB ↧ Download
15_USC_1639h_Property_Appraisal_Requirements.txt 5 KB ↧ Download
Chief Appraiser  ·  5638 passages indexed  ·  chiefappraiser.org