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#1 VA Minimum Property Requirements (Ch. 12) Page 39

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Requirements 12-39 32. Lead-Based Paint Change Date March 28, 2019 • This chapter has been revised in its entirety. a. Properties Built in 1978 or Later If the dwelling or related…

VA Minimum Property Requirements (Ch. 12) · Ch12_Minimum_Property_Requirement_NEW 2022 02 17.pdf · Page 39 · View at official source (VA.gov — Construction and Valuation) →

Requirements 12-39 32. Lead-Based Paint Change Date March 28, 2019 • This chapter has been revised in its entirety. a. Properties Built in 1978 or Later If the dwelling or related improvements were built in 1978 or later, the appraiser must report all defective paint surfaces on the exterior and require repair of any defective paint that exposes the subsurface to the elements. Interior defective paint on a dwelling built in 1978 or later is normally considered cosmetic. b. Properties Built Before 1978 If the dwelling or related improvements were built before 1978, the presence of lead-based paint must be presumed. Any defective lead-based paint is a safety hazard that must be remediated. The appraiser must clearly identify the location of any defective paint. Economic feasibility is not an acceptable reason for waiver of a repair involving lead-based paint. c. Correction of Defective Lead-Based Paint Any defective lead-based paint must receive adequate treatment to prevent the ingestion of contaminated paint. Either: • the surface requiring treatment must be thoroughly washed, scraped, wire brushed or otherwise cleaned to remove all cracking, scaling, peeling, chipping, and loose paint, and then repainted with two coats of a suitable nonleaded paint, or • the paint shall be completely removed or the surface covered with a suitable material such as gypsum wallboard, plywood, or plaster before any painting is undertaken if the integrity of the surface needing treatment cannot be maintained. d. Appraiser Certification of Repairs The completion of all repairs involving defective lead-based paint must be certified by the VA-assigned appraiser.

#2 VA Lenders Handbook (Pamphlet 26-7) Page 450

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Minimum Property Requirements 12-39 32. Lead-Based Paint Change Date March 28, 2019 • This chapter has been revised in its entirety. a. Properties Built in 1978 or Later If the…

VA Lenders Handbook (Pamphlet 26-7) · VA-Lender-Handbook.pdf · Page 450 · View at official source (VA.gov — Appraisers/Staff Appraisal Reviewer) →

Minimum Property Requirements 12-39 32. Lead-Based Paint Change Date March 28, 2019 • This chapter has been revised in its entirety. a. Properties Built in 1978 or Later If the dwelling or related improvements were built in 1978 or later, the appraiser must report all defective paint surfaces on the exterior and require repair of any defective paint that exposes the subsurface to the elements. Interior defective paint on a dwelling built in 1978 or later is normally considered cosmetic. b. Properties Built Before 1978 If the dwelling or related improvements were built before 1978, the presence of lead-based paint must be presumed. Any defective lead-based paint is a safety hazard that must be remediated. The appraiser must clearly identify the location of any defective paint. Economic feasibility is not an acceptable reason for waiver of a repair involving lead-based paint. c. Correction of Defective Lead-Based Paint Any defective lead-based paint must receive adequate treatment to prevent the ingestion of contaminated paint. Either: • the surface requiring treatment must be thoroughly washed, scraped, wire brushed or otherwise cleaned to remove all cracking, scaling, peeling, chipping, and loose paint, and then repainted with two coats of a suitable nonleaded paint, or • the paint shall be completely removed or the surface covered with a suitable material such as gypsum wallboard, plywood, or plaster before any painting is undertaken if the integrity of the surface needing treatment cannot be maintained. d. Appraiser Certification of Repairs The completion of all repairs involving defective lead-based paint must be certified by the VA-assigned appraiser.

#3 HUD/FHA Single Family Handbook 4000.1 Page 557

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A. Title II Insured Housing Programs Forward Mortgages 9. 203(k) Consultant Requirements Handbook 4000.1 530 Last Revised: 11/26/2025 6. Exteriors. Describe exterior work to be…

HUD/FHA Single Family Handbook 4000.1 · HUD_FHA_4000.1.pdf · Page 557 · View at official source (HUD.gov — SFH Handbook 4000.1) →

A. Title II Insured Housing Programs Forward Mortgages 9. 203(k) Consultant Requirements Handbook 4000.1 530 Last Revised: 11/26/2025 6. Exteriors. Describe exterior work to be performed, such as: removal of defective, buckled wood members; providing a structurally sound porch floor, properly finished; replacement of existing porch with masonry steps and stoops; providing ornamental iron or wood railing or parts; etc. Most estimates must be based on lineal or square footage projections. 7. Walks. Describe walk work to be performed, such as: installation of new concrete walks; installation of concrete steps at (____); etc. Most estimates must be based on square and lineal footage projections. 8. Driveways. Describe driveway work to be performed, such as: remove old driveway and apron; install blacktop asphalt drive (minimum two feet) over existing drive and apron; install new concrete driveway (minimum four feet) and apron with wire mesh; etc. Most estimates must be based on square and lineal footage projections. 9. Painting (Exterior). Describe exterior painting work to be performed, such as: scrape, sand smooth and paint a minimum of two coats of good quality paint on all exterior woodwork and metal; etc. Most estimates must be based on square and lineal footage projections. If the Property was built before 1978, a U.S. Environmental Protection Agency (EPA) or state-certified lead-safe renovation contractor must be used for the painting work; machine sanding and use of propane or gasoline torches (open flame methods) are not permitted, and just washing and repainting without thorough removal or covering with siding does not constitute adequate treatment. Required Work Items: All defective (cracking, scaling, chipping, peeling, loose, or flaking paint and paint that is to be disturbed by this Painting (Exterior) point or other points in the Work Write-Up must be scraped, primed and double coated. Because of the concern for lead paint ingestion, all peeling paint conditions must include scraping, priming and double coating of surface areas. If the Property was built before 1978, paint mitigation must be in compliance with EPA’s Renovation, Repair and Painting Rule and HUD’s lead-based paint regulations regarding paint mitigation at 24 CFR 200.810(c). Some states may require more specific treatment. 10. Caulking. Describe caulking to be performed, such as: caulk all windows and door frames; etc. Most estimates must be based on lineal footage or lump sum projections. Required Work Item: Caulk all openings, cracks or joints in the building envelope to reduce air

#4 HUD/FHA Single Family Handbook 4000.1 Page 630

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B. Title II Insured Housing Programs Reverse Mortgages 4. Underwriting the Property Handbook 4000.1 603 Last Revised: 11/26/2025 the occupants, the Property’s ability to serve as…

HUD/FHA Single Family Handbook 4000.1 · HUD_FHA_4000.1.pdf · Page 630 · View at official source (HUD.gov — SFH Handbook 4000.1) →

B. Title II Insured Housing Programs Reverse Mortgages 4. Underwriting the Property Handbook 4000.1 603 Last Revised: 11/26/2025 the occupants, the Property’s ability to serve as collateral, and the structural soundness of the improvements. (10) Lead-Based Paint For properties built before 1978 with lead-based paint hazards, the Mortgagee must confirm whether any child under six years of age resides or is expected to reside in the home and comply with the following: • If a child under six years of age resides or is expected to reside in the home, the Mortgagee must confirm that the Property is free of lead-based paint hazards in accordance with the requirements of the Lead-Based Paint Poisoning Prevention Act (LPPPA). • If no children under six years of age resides or is expected to reside in the home, the Mortgagee must obtain certification from the Borrower that no child under six years of age resides, or is expected to reside, in the home. In accordance with the requirements of the LPPPA, the mitigation of defective lead-based paint surfaces will not be required. The Mortgagee must notify the Appraiser of the LPPPA exemption, provide a copy of the Borrower certification, and ensure the appraisal reflects the “As-Is” value of the subject Property’s defective lead-based paint surfaces. (11) Defective Exterior Paint Surfaces The Mortgagee must confirm that the exterior of the Property is free from any defective paint that exposes the dwelling subsurface to the elements (e.g., cracking, chipping, peeling, flaking, scaling paint, etc.). (12) Methamphetamine Contamination If the Mortgagee or the Appraiser identifies a Property as contaminated by the presence of methamphetamine (meth), either by its manufacture or by consumption, the Property is ineligible due to this environmental hazard until the Property is certified safe for habitation. (13) Repair Requirements The Mortgagee must determine which repairs must be made for a HECM Property to be eligible for an FHA-insured HECM. (14) Utility Services If utilities are not located on Easements that have been permanently dedicated to the local government or appropriate public utility body, the Mortgagee must confirm that this information is recorded on the deed record.

#5 Fannie Mae Selling Guide Page 1111

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Note: If the answer to question 1 is “no,” the property, for underwriting purposes, will be acceptable from the standpoint of lead paint contamination; however, answer the…

Fannie Mae Selling Guide · Selling Guide - 06-03-2026.pdf · Page 1111 · View at official source (selling-guide.fanniemae.com) →

Note: If the answer to question 1 is “no,” the property, for underwriting purposes, will be acceptable from the standpoint of lead paint contamination; however, answer the questions below related to other hazards. If the answer to question 1 is “yes” or “don’t know,” the property fails. However, answer the remaining questions since the project may be eligible if remedial actions to remove or cover all peeling lead paint are taken before the lender requests Fannie Mae's project approval. 2. Do the unit living areas or common areas contain urea-formaldehyde foam insulation that was installed less than a year ago? 3. If the answer to question 2 is “yes” or “don’t know,” did the current heating, ventilation, and air conditioning system meet the standards of the American Society of Heating, Refrigerating, and Air Conditioning Engineers when it was installed? Note: If the answer to question 2 is “no” or the answer to question 3 is “yes,” the property, for underwriting purposes, will be acceptable from the standpoint of urea-formaldehyde foam insulation contamination. However, answer the remaining questions. If the answer to question 3 is “no” or “don’t know,” the property fails. However, answer the remaining questions since the project may be eligible if the lender can demonstrate that the ventilation system meets the American Society of Heating, Refrigerating, and Air Conditioning Engineer’s standards before it requests Fannie Mae's project approval. 4. Does the local utility providing the drinking water meet current EPA requirements for lead concentration? 5. Underwriter’s Comments: 6. Phase I Assessment Results (check one) ____ Pass ____ Fail ____ Possible Remedy ____ Phase II Required 7. Underwriter’s Signature and Date: Recent Related Announcements The table below provides references to recently issued Announcements that are related to this topic. Announcements Issue Dates Announcement SEL-2025-04 June 04, 2025

#6 Fannie Mae Selling Guide Page 1110

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3. Is there any documented evidence of asbestos? Note: If the answer to all of the above questions is “no,” stop here because, for underwriting purposes, the property will be…

Fannie Mae Selling Guide · Selling Guide - 06-03-2026.pdf · Page 1110 · View at official source (selling-guide.fanniemae.com) →

3. Is there any documented evidence of asbestos? Note: If the answer to all of the above questions is “no,” stop here because, for underwriting purposes, the property will be acceptable from the standpoint of asbestos contamination. If the answer to any of the above questions is “yes” or “don’t know,” answer the questions below. 4. Is there an asbestos survey by a certified, independent firm that was performed since 1979? Note: If the answer to question 4 is “yes,” answer the question below. Otherwise, stop because a Phase II assessment is required. 5. Did the survey find the building to be free of both treated and untreated asbestos-containing material? Note: If the answer to question 5 is “yes,” stop here because, for underwriting purposes, the property will be acceptable from the standpoint of asbestos contamination. If the answer to question 5 is “no” or “don’t know,” the property either fails or needs a Phase II assessment. 6. Underwriter’s Comments: 7. Phase I Assessment Results (check one) ____ Pass ____ Fail ____ Possible Remedy ____ Phase II Required 8. Underwriter’s Signature and Date: F. Additional Hazards (Required only if the project is a conversion of an existing building) Y N DK 1. Is there any visible or documented evidence of peeling lead paint on the floors, walls, or ceilings of either the unit living areas or the common areas?

#7 Clark County Title 30 Unified Development Code and Zoning Page 348

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Chapter 30.07 Rules of Construction & Definitions 30.07.02 Defined Terms J Designees Title 30: Unified Development Code 338 August 2023 The purpose for which land or buildings are…

Clark County Title 30 Unified Development Code and Zoning · OFFTitle30.EFF.03.05.26.pdf · Page 348

Chapter 30.07 Rules of Construction & Definitions 30.07.02 Defined Terms J Designees Title 30: Unified Development Code 338 August 2023 The purpose for which land or buildings are designed, occupied, maintained, or planned, including uses within another political subdivision (see also, “Compatible Use,” “Development,” “Mixed-Use,” “Permitted Use,” “Primary Use,” “Similar Use,” and “Temporary Use”). Utilities This category includes antennas, towers, transmission devices, lines, buildings, easements, passageways, or structures used or intended to be used by any public or private communications and broadcasting operation or utility related to the provision, distribution, collection, transmission, or disposal of power, oil, gas, water, sanitary sewage, communication signals, or other similar public services at a local level. V. Vacation and Abandonment The relinquishing of any interest of any dedicated public road, improvement or public easement of interest to Clark County, in conformance with NRS 278.480. Vehicle Hobby Repair and Restoration The dismantling, mechanical repair, or restoration of non-commercial motorized vehicles and related vehicle parts as a hobby, including engine or transmission replacement or overhaul, body work, upholstery, and maintenance, excluding painting. Vehicles shall not include snowmobiles, off-highway vehicles, or jet skis. Vehicle Maintenance or Repair A facility providing maintenance or repair of vehicles, including automobiles, motorcycles, off-highway vehicles, recreational vehicles, watercraft, and similar vehicles. Maintenance services are limited to tune-ups, oil changes, lubrication, smog check, brake and muffler maintenance, the sale and repair of tires, window repair or replacement, or other similar repair and maintenance functions. Repair services include brake, muffler and/or tire repair as primary uses and services such as mechanical repair, engine or transmission replacement or overhaul, and upholstery. Vehicle maintenance and repair does not include paint or body work. Vehicle Paint/Body Shop A facility designed and used for restoration, refurbishing, minor paint and body work, collision repair services, and painting. Vehicle paint/body minor repair work includes the restoration or refurbishing of automobiles for upholstery work and small dents and body work where damage exceeds more than 10% of the surface area of the automobile, including but not limited to airbrush touch up, surface scratch, color sanding and buffing, small spot repair, bumper repair, and paintless dent repair. Vehicle paint/body major repair work includes collision repair services including body, frame, or fender straightening or repair, and painting of vehicles in an appropriate paint booth. Vehicle Rental or Sales An establishment for the display and sale or lease of vehicles and equipment, including automobiles,

#8 Clark County Title 30 Unified Development Code and Zoning Page 26

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Permit T= Administrative Temporary Use Permit Note: If box is empty, use is prohibited 30.44-16 Table 30.44-1 Global Use Table Uses SLUCM CODE Residential Districts Commercial…

Clark County Title 30 Unified Development Code and Zoning · START.pdf · Page 26

Permit T= Administrative Temporary Use Permit Note: If box is empty, use is prohibited 30.44-16 Table 30.44-1 Global Use Table Uses SLUCM CODE Residential Districts Commercial Districts Manufacturing/ Industrial Districts Miscellaneous Districts R-U R-A RE R-D R-1 R-T R-2 RUD R-3 R-4 R-5 CRT C-P C-1 C-2 M-D M-1 M-2 O-S H-2 P-F RVP U-V H-1 Automobile Minor Paint/Body Shop (Also see “Vehicle Paint and Body Shop”) 6400 S S C S A Special Use in C-2, M-2 and M-D Subject to: 1. Service bay doors shall not face toward a residential development unless separated by a public street or screened by another building. 2. All repairs must be within an enclosed building. 3. All painting must be conducted within a painting booth approved by the Clark County Department of Environment and Sustainability. 4. Waste systems shall be locked and out of public view. Conditional Use in M-1 Subject to: 1. Service bay doors shall not face toward a residential development unless separated by a public street or screened by another building. Accessory Use in H-1 Subject to: 1. Must be in conjunction with automobile sales. 2. All automobile repair operations and storage of parts, equipment, and/or disabled vehicles must be completely enclosed within the building. 3. Compliance with the requirements, conditions, and restrictions for accessory uses as listed for Resort Hotels in this Chapter. (The conditions for accessory use in H-1 may not be waived or varied.) (Ord. 4760 § 21 (part), 2/2020; Ord. 4010 § 3 (part), 4/2012; Ord 4008 § 29 (part), 3/2012; Ord 3586 § 5 (part), 2/2008; Ord. 3085 § 51 (part), 6/2004; Ord. 2835 § 1, (part) 12/2002; Ord. 2658 § 2, 2001)

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Chief Appraiser Says Reading the actual guideline text below — never a general AI guess

# "Peeling Paint" Here's what we mean by peeling paint: it's paint that is cracking, scaling, chipping, loose, or flaking off a surface. If a house was built before 1978, we have to assume the paint contains lead, and peeling paint is a serious safety hazard that must be fixed—cost doesn't matter as an excuse. For pre-1978 homes, peeling paint has to be scraped down to bare surface, primed, and painted with at least two coats of non-lead paint, or the old paint must be completely removed and the surface covered with something like drywall or plywood. If the house was built in 1978 or later, we still require repair of peeling paint on the outside if it exposes the wood or material underneath to weather damage, but peeling paint inside is usually just a cosmetic issue we don't require fixed. HUD/FHA adds that if a pre-1978 property has peeling paint, a certified lead-safe contractor must do the work, and power sanding or open flames are not allowed. Straight from VA Minimum Property Requirements (Ch. 12), VA Lenders Handbook (Pamphlet 26-7), HUD/FHA Single Family Handbook 4000.1, and Fannie Mae Selling Guide — nothing added.

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