Chief Appraiser

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8 results for Texas appraiser licensing law

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#1 Texas Appraiser Licensing Law (TALCB — Occ. Code Ch. 1103/1104, TAC Title 22) Page 1

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--- Source: Texas Administrative Code, Title 22, Part 8 — TALCB Rules (Texas Appraiser Licensing and Certification Board) Official source:…

Texas Appraiser Licensing Law (TALCB — Occ. Code Ch. 1103/1104, TAC Title 22) · TALCB_Rules_TAC_Title22.txt · Page 1

--- Source: Texas Administrative Code, Title 22, Part 8 — TALCB Rules (Texas Appraiser Licensing and Certification Board) Official source: https://www.talcb.texas.gov/agency-information/rules-and-laws/talcb-rules Retrieved: July 28, 2026 Public domain (government regulation) — no copyright restriction. Status: COMPLETE. Chapter 151 (General Administration), Chapter 153 (Provisions of the Texas Appraiser Licensing and Certification Act), Chapter 155 (Standards of Practice), Chapter 157 (Practice and Procedure, Subchapters A-F), and Chapter 159 (Appraisal Management Company Act provisions) all captured in full, ending at Section 159.205 (Identity Theft), the final rule on the source page. --- TALCB Rules Chapter 151 General Administration §151.1 Definitions The following words and terms, when used in this chapter, have the following meanings, unless the context clearly indicates otherwise. Agency–The Texas Real Estate Commission and the Texas Appraiser Licensing and Certification Board. Board–The Texas Appraiser Licensing and Certification Board. Chief Financial Officer–The Chief Financial Officer of the Texas Real Estate Commission. Commission–The Texas Real Estate Commission. Comptroller–The Comptroller of Public Accounts. DIR–The Department of Information Resources. Executive Director–The Executive Director of the Commission and the Board. TAC–The Texas Administrative Code. TFC–The Texas Facilities Commission. return to top §151.2 Charges for Copies of Public Information The Board adopts by reference the rules promulgated by the Commission regarding Charges for Copies of Public Information as set forth in 22 TAC §534.2. return to top §151.3 Employee Training and Education The Board may provide training and education for its employees in accordance with Subchapter C, Chapter 656, Texas Government Code. The Board may spend public funds as appropriate to pay the costs associated with employee training, including, but not limited to, salary, tuition and other fees, travel, and living expenses, training stipend, expense of training materials, and other necessary expenses of an instructor, student, or other participant in a training or education program. The Executive Director shall adopt policies related to training for Board employees, including eligibility and obligations assumed upon completion. Before an employee may receive reimbursement of tuition expenses for successful completion of a training or education program offered by an accredited institution of higher education, the Executive Director must pre-approve the program and authorize the tuition reimbursement payment. Approval to participate in any portion of the Board's training and education program does not affect an employee's at-will status. Participation in the training and education program does not constitute a guarantee or indication of continued employment, nor does it constitute a guarantee or indication

#2 Texas Appraiser Licensing Law (TALCB — Occ. Code Ch. 1103/1104, TAC Title 22) Page 4

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1103.201(b). (b) Notwithstanding Subsection (a)(7), the appraisals described by that subsection may be credited by the board toward satisfying the experience required to obtain a…

Texas Appraiser Licensing Law (TALCB — Occ. Code Ch. 1103/1104, TAC Title 22) · Ch1103_Appraiser_Licensing_and_Certification_Act.txt · Page 4

1103.201(b). (b) Notwithstanding Subsection (a)(7), the appraisals described by that subsection may be credited by the board toward satisfying the experience required to obtain a license or certificate under this chapter. Added by Acts 2001, 77th Leg., ch. 1421, Sec. 2, eff. June 1, 2003. Amended by: Acts 2005, 79th Leg., Ch. 703 (S.B. 381), Sec. 22, eff. September 1, 2005. Acts 2011, 82nd Leg., R.S., Ch. 131 (H.B. 2375), Sec. 3, eff. May 27, 2011. Acts 2015, 84th Leg., R.S., Ch. 950 (S.B. 1007), Sec. 2, eff. January 1, 2016. Acts 2021, 87th Leg., R.S., Ch. 700 (H.B. 2533), Sec. 2, eff. June 15, 2021. Acts 2023, 88th Leg., R.S., Ch. 55 (S.B. 1222), Sec. 1, eff. September 1, 2023. Sec. 1103.006. APPLICATION OF SUNSET ACT. The Texas Appraiser Licensing and Certification Board is subject to Chapter 325, Government Code (Texas Sunset Act). Unless continued in existence as provided by that chapter, the board is abolished and this chapter and Chapter 1104 expire September 1, 2033. Added by Acts 2001, 77th Leg., ch. 1421, Sec. 2, eff. June 1, 2003. Amended by: Acts 2015, 84th Leg., R.S., Ch. 950 (S.B. 1007), Sec. 3, eff. January 1, 2016. Acts 2019, 86th Leg., R.S., Ch. 334 (S.B. 624), Sec. 19, eff. September 1, 2019. Acts 2021, 87th Leg., R.S., Ch. 850 (S.B. 713), Sec. 5.02, eff. June 16, 2021. Acts 2023, 88th Leg., R.S., Ch. 941 (S.B. 1659), Sec. 2.17, eff. June 18, 2023. SUBCHAPTER B. TEXAS APPRAISER LICENSING AND CERTIFICATION BOARD Sec. 1103.051. TEXAS APPRAISER LICENSING AND CERTIFICATION BOARD. The Texas Appraiser Licensing and Certification Board is an independent subdivision of the Texas Real Estate Commission. Added by Acts 2001, 77th Leg., ch. 1421, Sec. 2, eff. June 1, 2003. Sec. 1103.052. BOARD MEMBERSHIP. (a) The board consists of nine members as follows: (1) the executive secretary of the Veterans' Land Board or the executive secretary's designee; and (2) eight members appointed by the governor with the advice and consent of the senate as follows: (A) four members who are certified or licensed appraisers actively engaged in the practice of appraising real property; and (B) four public members who qualify for appointment based on their recognized business ability. (b) The executive secretary of the Veterans' Land Board or the executive secretary's designee is a voting member of the board. (c) In making appointments to the board, the governor shall ensure

#3 Fannie Mae Selling Guide Page 610

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✓ The lender must... obtain the necessary information from the borrower if the ROV request is unclear or needs more information. align its ROV policies and procedures with…

Fannie Mae Selling Guide · Selling Guide - 06-03-2026.pdf · Page 610 · View at official source (selling-guide.fanniemae.com) →

✓ The lender must... obtain the necessary information from the borrower if the ROV request is unclear or needs more information. align its ROV policies and procedures with Appraiser Independence Requirements (AIR). standardize communication to the appraiser, that contains the following: • borrower(s) name, property address, effective date of the appraisal, appraiser name, and date of the ROV; • identification and description of unsupported, inaccurate, or deficient areas in the appraisal report; • additional data, information, or comparable properties, not to exceed the maximum of five; • a definition of turn-time expectations for communicating ROV results; • instructions for delivering the ROV response as part of a revised appraisal report that includes commentary on conclusions regardless of the outcome; and • a reference for appraisers on how to correct minor appraisal issues or non-material errors not related to the ROV process. ensure documentation related to the outcome of the ROV is retained in the loan file. If material deficiencies identified in the appraisal report are not corrected or addressed by the appraiser upon request, or if there is evidence of any unacceptable appraisal practices detailed in B4-1.1-04, Unacceptable Appraisal Practices, the lender must forward the appraisal report and summary of findings to the appropriate appraisal licensing agency or regulatory board. The lender must also report suspected overt violations of anti- discrimination laws to the proper local, state, or federal agency. In the event of these occurrences, the lender may obtain a second or subsequent appraisal report. Note: After a loan has closed, an ROV request is no longer allowed to be submitted by the borrower. Fannie Mae’s Referrals to State Appraiser Boards Fannie Mae conducts different levels of due diligence for quality control purposes and may refer unacceptable appraisal reports to state appraiser licensing or regulatory boards for investigation. Fannie Mae’s objectives in referring appraisal reports to state appraiser licensing or regulatory boards are to emphasize continuing efforts to maintain the quality of appraisals, to protect Fannie Mae’s interest, to improve the quality of mortgages delivered to Fannie Mae by identifying appraisers that have performed appraisals of a sufficiently poor quality as to impair the security interests, to help the industry enhance the quality of appraisals by identifying and referring appraisals that are not adequately supported or credible, and to help enforce professional standards.

#4 Fannie Mae Selling Guide Page 773

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Announcements Issue Date Announcement SEL-2020-07 December 16, 2020 Announcement SEL-2020-02 April 01, 2020 B5-4.1-03, Texas Section 50(a)(6) Loan Underwriting, Collateral, and…

Fannie Mae Selling Guide · Selling Guide - 06-03-2026.pdf · Page 773 · View at official source (selling-guide.fanniemae.com) →

Announcements Issue Date Announcement SEL-2020-07 December 16, 2020 Announcement SEL-2020-02 April 01, 2020 B5-4.1-03, Texas Section 50(a)(6) Loan Underwriting, Collateral, and Closing Considerations (03/04/2026) Introduction This topic contains information on Texas Section 50(a)(6) loan underwriting, collateral, and closing considerations, including: LTV/CLTV Ratios Underwriting Property Valuation and Survey Loan Documentation Title Insurance LTV/CLTV Ratios Per Texas law, the maximum allowable LTV and combined LTV for any Texas Section 50(a)(6) loan is 80%, notwithstanding any conflicting provisions of this Guide or any specific DU recommendation or finding. HELOC subordinate financing is not permitted, hence a maximum HCLTV ratio is not applicable. Underwriting Texas Section 50(a)(6) loans are eligible for the reduced documentation requirements recommended by DU, provided that all other terms and conditions described herein for Texas Section 50(a)(6) loans shall apply. For a Texas Section 50(a)(6) loan that represents the refinance of a prior Texas Section 50(a)(6) loan, the borrower must requalify even if the lender is currently servicing the existing loan that is being refinanced. Manually underwritten Texas Section 50(a)(6) loans are subject to minimum credit score requirements per the Selling Guide, based on the transaction as either a cash-out refinance or a limited cash-out refinance, as applicable.

#5 2024 USPAP Page 464

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appraisers usually Inspect the property and prepare the appraisal themselves. Currently, they do not recognize me In these reports, and | am not permitted to sign them. USPAP…

2024 USPAP · 2024_USPAP_text.txt · Page 464 · View at official source (The Appraisal Foundation — USPAP) →

appraisers usually Inspect the property and prepare the appraisal themselves. Currently, they do not recognize me In these reports, and | am not permitted to sign them. USPAP Guidance: Frequently Asked Questions co 251 © The Appraisal Foundation sac --- Page 340 --- Sb < APPRAISAL REPORTING ~ CERTIFICATION AND SIGNATURES | also sometimes go with them on Inspections and write portions of the reports. In these cases they do recognize me, as required by USPAP. | am concerned about recelving experlence credit for all my appraisal assistance from my state's appraiser licensing board or a professional assoclation If | apply for a designation. Should my participation be referenced In all the reports When I provide assistance, or only when | Inspect the property and write portions of the report? Response: USPAP does not address the specific experience requirements of state appraiser licensing agencies or professional appraisal organizations. You will have to contact those entitles directly to obtain that information. USPAP does specifically address what to do when an individual provides significant appraisal assistance In the development of appraisal and appraisal review assignments. Each of the Standards that address reporting requires that such significant assistance be addressed in any report. For example, in real property appraising, Standards Rule 2-2(a) (bd) requires the content of an Appraisal Report to, at a minimum: summarize the extent of any significant real property appraisal assistance; Clerical responsibilities such as file preparation, typing reports, and similar activities are not considered significant appraisal assistance. However, the participation you described could go beyond clerical dlls. if, as part of the work you perform, you decide what, where, or how to research, you have applied judgment. Applying Judgment or performing analysis for an assignment would likely be considered significant appraisal or appraisal review assistance. You can obtain more guidance on how to decide on whether your contributions to an assignment should be considered significant within USPAP by reviewing Advisory Opinion 31, Assignments Involving More than One Appraiser. 268. REPORTING SIGNIFICANT APPRAISAL ASSISTANCE IN AN ORAL REPORT Question: How must recognition of my significant appraisal assistance be Included when there Is no written report, but significant assistance was provided and documentation of my work is In the workflle? Response: The RECORD KEEPING RULE states that the workflle must include: summaries of all oral reports or testimony, or a transcript of testimony, including the appraiser's signed and dated certification Standards

#6 2024 USPAP Page 478

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transmittal Is not part of the appraisal report, and these Items must appear within the body of the report to comply with USPAP. Is my cllent correct? Response: No; the client is…

2024 USPAP · 2024_USPAP_text.txt · Page 478 · View at official source (The Appraisal Foundation — USPAP) →

transmittal Is not part of the appraisal report, and these Items must appear within the body of the report to comply with USPAP. Is my cllent correct? Response: No; the client is not correct. Although a letter of transmittal is not required by USPAP, there is nothing in USPAP that prohibits making a letter of transmittal part of the appraisal report. It should be noted that USPAP does require an appraiser signing any part of an appraisal report, including a letter of transmittal, to also sign the certification. USPAP Guidance: Frequently Asked Questions co 261 © The Appraisal Foundation sac --- Page 350 --- Eos « [APPRAISAL DEVELOPMENT ~ USE AND FORMAT ISSUES 289. COPY OF LICENSE IN APPRAISAL REPORT Question: I have several cllents that request | Include a copy of my state appraisal license In each appraisal report | perform. Does USPAP permit me to do this? Response: USPAP does not directly address issues of appraiser licensing or credentials. However, some licensing jurisdictions have laws that govern the circumstances under which a licensee may provide a copy of his or her license. Iso, appraisers are required to comply with such laws in order to comply with USPAP. 290. DOES USPAP REQUIRE IDENTIFYING APPRAISAL CREDENTIALS? Question: 1 am a state certified real estate appraiser and typically list my state license number directly below my signature on appraisal reports. | spoke with an appraiser In another state who sald USPAP has certain requirements pertaining to Identification of credentials In an appralsal report. Is thls correct, does USPAP address how appralser credentials must appear In an appraisal report? Response: No. There are no requirements in USPAP specifying how an appralser must identify his or her credentials in an appraisal report. That is a matter of individual state laws for state licensed or certified appraisers. There may also be specific requirements from professional appraiser organizations for appraisers who possess designations from those organizations. 291. ARE INSTANT MESSAGES OR TEXT MESSAGES APPRAISAL REPORTS? Question: | perform appraisal assignments for a cllent who asks to be notified of my final value conclusion via text message or text message. Is thls communication to the cllent an appralsal report that must comply with USPAP? Response: Yes; this communication of assignment results is considered an appraisal report. Instant messages or text messages are written communications and, for assignments involving real property, are subject to the requirements of

#7 California Appraiser Licensing Law (BREA — BP Code/CCR Title 10) Page 12

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appraiser licensing agency or comparable regulatory jurisdiction, or a college, community college, or university that is accredited by a regional, institutional, national, or…

California Appraiser Licensing Law (BREA — BP Code/CCR Title 10) · CCR_Title10_Chapter6.5_BREA_Regulations.txt · Page 12

appraiser licensing agency or comparable regulatory jurisdiction, or a college, community college, or university that is accredited by a regional, institutional, national, or programmatic accreditation agency that is recognized by the U.S. Department of Education; (4) Distance education courses, synchronous or asynchronous, are acceptable if: (A) Course content is approved as above in subparagraph (3); and (B) For asynchronous distance education, the course delivery mechanism is approved by one of the following: (i) AQB's CAP; (ii) The International Distance Education Certification Center; (iii) The Appraisal Foundation; or (iv) A college, community college, or university that qualifies for content approval in paragraph (3) above that awards academic credit for the distance education course. (d) To qualify for renewal, the seven-hour National USPAP Update Course required in subsection (a) shall be completed after the date on which the previous license was issued, or after the previously issued license's expiration date, or during the two-year period following the expiration of the previously held license in which the license can be renewed pursuant to section 3682. To qualify for renewal, the remaining hours required in subsection (b) shall be completed after the expiration date of the previous four-year continuing education cycle. (e) Except for the seven-hour National USPAP Update Course, duplicate continuing education coursework will not be counted toward meeting the required hours of this section if completed more than once within the same four-year continuing education cycle. Note: Authority cited: Sections 11313, 11314, 11360 and 11361, Business and Professions Code. Reference: Sections 11360, 11361 and 11424, Business and Professions Code. § 3544. Credit for Teaching Appraisal Courses. (a) Instructors of appraisal courses may receive credit for up to one-half of the continuing education requirement. Teaching of appraisal courses shall not be acceptable to meet minimum experience requirements. Page 12 July 1, 2026 (b) Instructors must submit written verification of their instructor experience, which shall include: (1) Name of School; (2) Name of Appraisal Course; (3) Dates each course was taught; (4) Number of hours each course was taught; (5) Description of course content for each course taught; (6) Certification by school official verifying the information; and (7) Applicant's signed certification under penalty of Perjury. Note: Authority cited: Sections 11313, 11314 and 11340, Business and Professions Code. Reference: Section 11340, Business and Professions Code. ARTICLE 4. APPLICATION PROCESS § 3561. Application for Licensing. (a) Applications for licensing shall be valid for one year from

#8 California Appraiser Licensing Law (BREA — BP Code/CCR Title 10) Page 11

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licensee must complete: (1) A minimum four (4) hour Bureau-approved course on federal and California appraisal-related statutory and regulatory law. A course will be deemed to be…

California Appraiser Licensing Law (BREA — BP Code/CCR Title 10) · CCR_Title10_Chapter6.5_BREA_Regulations.txt · Page 11

licensee must complete: (1) A minimum four (4) hour Bureau-approved course on federal and California appraisal-related statutory and regulatory law. A course will be deemed to be “Bureau-approved” if it is accredited pursuant to Article 9 of the Bureau's regulations; and (2) For a license that expires on or after January 1, 2023: (A) At least one hour in cultural competency, as defined in Section 11360 of the Business and Professions Code. Instruction shall include the subject matter required in section 3542(a)(3). If offered as an individual course, it need not meet the minimum length of two hours, as required by AQB. (B) At least two hours in elimination of bias training, as bias is defined in section 3500. Instruction on the elimination of bias shall include, at a minimum, the following: (i) An overview of historical and current discriminatory practices in the real estate appraiser industry. (ii) Examples of how implicit, explicit, and institutional bias affects perceptions, analyses, and decisions of appraisers, leading to disparities in performing appraisals along lines of race, ethnicity, religion, gender identity, sexual orientation, age, socioeconomic status, or other personal characteristics or criteria listed in Section 11424 of the Business and Professions Code. (iii) Exploration of causes of bias and solutions and strategies to increase understanding and counteract how biases may contribute to disparities by shaping behavior and producing differences in performing appraisals. For the purposes of this subsection, strategies may include the utilization of tests, assessment tools, educational resources, and options for eliminating stereotypical responses. (c) To qualify for renewal, in addition to the other requirements of this section, continuing education coursework shall meet the following: (1) Each course shall meet the minimum AQB requirements, except as otherwise indicated in this section. Page 11 July 1, 2026 (2) All classroom attended courses shall be taken through a school, provider or program that is accredited by either: (A) The Bureau; or (B) Any regional, institutional, national, or programmatic accrediting agency recognized by the U.S. Department of Education. (3) Course content is approved by the AQB through its Course Approval Program (CAP), a state real estate appraiser licensing agency or comparable regulatory jurisdiction, or a college, community college, or university that is accredited by a regional, institutional, national, or programmatic accreditation agency that is recognized by the U.S. Department of Education; (4) Distance education courses, synchronous or asynchronous, are acceptable if: (A) Course content is approved

Chief Appraiser Says Reading the actual guideline text below — never a general AI guess

# What Texas Appraiser Licensing Law Actually Says Here's what we found in the Texas passages: The Texas Appraiser Licensing and Certification Board (TALCB) sets up basic rules about how the agency operates, what terms mean, and how it handles public records requests and employee training. The rules cover things like who the agency is, how it charges for copies of documents, and what the Executive Director can approve for staff education. The passages provided focus mainly on the agency's internal operations rather than the specific licensing requirements or standards that individual appraisers must follow to get or keep their license in Texas. Straight from Texas Appraiser Licensing Law (TALCB — Occ. Code Ch. 1103/1104, TAC Title 22) — nothing added.

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