© Copyright Notice: © 2026 Fannie Mae. Excerpts shown for research and reference only. Full document available at selling-guide.fanniemae.com. Reproduction restricted to Fannie Mae-approved lenders.
7 results for FHA repair requirements
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A. Title II Insured Housing Programs Forward Mortgages 8. Programs and Products - Condominiums (08/19/2024) Handbook 4000.1 502 Last Revised: 11/26/2025 p. Condominiums…
HUD/FHA Single Family Handbook 4000.1 · HUD_FHA_4000.1.pdf · Page 529
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A. Title II Insured Housing Programs Forward Mortgages 8. Programs and Products - Condominiums (08/19/2024) Handbook 4000.1 502 Last Revised: 11/26/2025 p. Condominiums (08/19/2024) The Federal Housing Administration (FHA) will insure Mortgages on Condominium Units (Units) in Approved Condominium Projects that have been approved under the HUD Review and Approval Process (HRAP) or Direct Endorsement Lender Review and Approval Process (DELRAP). In addition, FHA will insure Mortgages on Units approved in accordance with the Single-Unit Approval section or that meet the definition and standards for a Site Condominium. i. Units Not Requiring Approval (A) Real Estate Owned Mortgages HUD Real Estate Owned (REO) Mortgage transactions do not require Condominium Project Approval or Single-Unit Approval. If the Unit is in a Condominium Project that has an FHA Condo ID, the Mortgagee must enter the FHA Condo ID when the FHA case number is requested. (B) Streamline Refinances Streamline Refinances do not require Condominium Project Approval or Single-Unit Approval. If the Unit is in a Condominium Project that has an FHA Condo ID, the Mortgagee must enter the FHA Condo ID when the FHA case number is requested. ii. Requirements for Units in Approved Condominium Projects The Mortgagee must verify the following requirements for individual Units located in an Approved Condominium Project or Legal Phase. (A) Condominium Project Approval Status The Mortgagee must confirm the Condominium Project is on the list of FHA- Approved Condominium Projects at the time of case number assignment and must enter the FHA Condo ID in the Federal Housing Administration Connection (FHAC) Case Assignment screen. (B) FHA Insurance Concentration (1) Definition FHA Insurance Concentration refers to the number of FHA-insured Mortgages within a Condominium Project. (2) Standard FHA may suspend the issuance of new FHA case numbers for a Mortgage on a Unit in a Condominium Project where the FHA Insurance Concentration is greater than 50 percent of the total number of Units in the Condominium Project.
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Losses, damages, penalties, settlements, liabilities, judgments, claims, counterclaims, defenses, actions, costs, expenses, attorneys' fees, and other legal fees (collectively,…
Fannie Mae Selling Guide · Selling Guide - 06-03-2026.pdf · Page 1151
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Losses, damages, penalties, settlements, liabilities, judgments, claims, counterclaims, defenses, actions, costs, expenses, attorneys' fees, and other legal fees (collectively, “Fannie Mae losses” or “losses incurred by Fannie Mae”). Fannie Majors See multiple pool. Federal Emergency Management Agency (FEMA-Declared Disaster Areas) A city, county, or parish designated by FEMA as eligible for individual assistance as a result of a natural disaster. Federal Emergency Management Agency (FEMA) A federal agency that provides assistance in areas that have suffered a major disaster or other emergency. It also maintains flood insurance rate maps that identify the Special Flood Hazard Areas in which Fannie Mae requires flood insurance. Federal Housing Administration (FHA) FHA, also a part of HUD, provides mortgage insurance on loans made by FHA-approved lenders. Federal Housing Finance Agency (FHFA) The safety, soundness, and mission regulator for Fannie Mae. FHFA replaced the former regulator, the Office of Federal Housing Enterprise Oversight (OFHEO). fee simple estate An unconditional, unlimited estate of inheritance that represents the greatest estate and most extensive interest in land that can be enjoyed. It is of perpetual duration. When the real estate is in a condo project, the unit owner is the exclusive owner only of the air space within their portion of the building (the unit) and is an owner in common with respect to the land and other common portions of the property. FEMA Federal Emergency Management Agency FHA Federal Housing Administration FHA-insured mortgage A mortgage by the FHA; may be referred to as a "government" mortgage. FHFA Federal Housing Finance Agency FHLMC Federal Home Loan Mortgage Corporation fidelity bond
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IV. CLAIMS AND DISPOSITION A. Title II Claims 1. Claim Submission Process Handbook 4000.1 1568 Last Revised: 11/26/2025 IV. CLAIMS AND DISPOSITION A. TITLE II CLAIMS This section…
HUD/FHA Single Family Handbook 4000.1 · HUD_FHA_4000.1.pdf · Page 1595
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IV. CLAIMS AND DISPOSITION A. Title II Claims 1. Claim Submission Process Handbook 4000.1 1568 Last Revised: 11/26/2025 IV. CLAIMS AND DISPOSITION A. TITLE II CLAIMS This section provides the standards and procedures applicable to the submission of claims for all Single Family (one- to four-units) Mortgages insured under Title II of the National Housing Act, except for Home Equity Conversion Mortgages (HECM). The Mortgagee must fully comply with all of the following standards and procedures when submitting a claim for Federal Housing Administration (FHA) mortgage insurance benefits. 1. Claim Submission Process a. Preparation and Submission of Claims (03/01/2023) i. Who Can Submit Claims The holding Mortgagee or the servicing Mortgagee must submit the claim. While authorized parties may prepare or submit the claim on behalf of the Mortgagee, HUD will only pay the claim as stated in Disbursement of Claim. ii. Liability for Claims Filed Mortgagees are liable for the contents of any claims filed. By submitting a claim, the Mortgagee certifies that the statements and information contained in the claim are true and correct. HUD will prosecute false claims and statements and Mortgagees may be subject to criminal and/or civil penalties or other action. iii. FHA Case Number The Mortgagee must ensure that the FHA case number is on all Parts of form HUD- 27011, Single Family Application for Insurance Benefits, and on the cover page of any claims correspondence and documents sent to the Mortgagee Compliance Manager (MCM) and HUD. iv. Insured Mortgages The Mortgagee may only submit a claim for a Mortgage that is insured by FHA. v. Form HUD-27011, Single Family Application for Insurance Benefits The Mortgagee must use form HUD-27011 to submit a claim for insurance benefits. Form HUD-27011 consists of the following five parts. See the Claim Filing Technical Guide for detailed information on completing this form.
Chief Appraiser Says
Reading the actual guideline text below — never a general AI guess
# FHA Repair Requirements
Here's what we found: **The passages provided do not contain FHA repair requirements.** The HUD/FHA handbook excerpt covers condominium project approval and insurance concentration rules, not repair standards. The Fannie Mae, ROV guidance, and Clark County zoning passages address entirely different topics—definitions, appraisal reconsideration policies, and land-use zoning respectively. To answer your question about actual FHA repair requirements, we'd need different source material.
Straight from HUD/FHA Single Family Handbook 4000.1, Fannie Mae Selling Guide, Reconsideration of Value Guidance, and Clark County Title 30 — nothing added.